Things you should do more often than check your stock market performance:

- Change your air filters
- Get a haircut
- Do the laundry
- Floss 😁
- Eat at your favorite restaurant
- Go on a walk

Be more passive with your investments so you can be more active with your lifestyle.

Do you want to gain a comprehensive understanding of your current financial situation?

We must understand where we are before determining where to go (and how to get there).

Here is the list of documents you can compile and organize to gain additional clarity:

Net Worth = What You Own (including the FMV of your home - What You Owe (including your mortgage)

Throughout this summer, I'm giving away $38,000 worth of financial planning for free...

But the financial planning meetings will be recorded, edited, and shared on YouTube!

Real people, real numbers, real conversations!

Click the link in my bio if you'd like to subscribe. 🙂

Unpopular Financial Advisor Opinion:

Dave Ramsey is a net positive for personal finance!

Although his advice is not ideal past Baby Steps 1-3, his guidance regarding cash flow management and debt repayment has helped countless people move in a better direction.

And most…

Will you need to find health insurance coverage without an employer or between retirement and Medicare (age 65)?

Here is a step-by-step walkthrough of how to review the public Health Insurance Marketplace + estimated Premium Tax Credits (subsidies): youtu.be/hZ_C4dgKzU4?si…

“One-Time” Financial Plan:

I used to call them one-time plans but stopped using the term when I realized we could develop ongoing client relationships with project-based financial planning.

Calling it a one-time plan sets the expectation that it's a transaction, not the start…

“For somebody to give you investment advice in your best interest, they first have to understand your interests,” Garrett adds. When it comes to your financial plan, there’s perhaps nobody who understands your interests better than you do, so that may be all you need to set down…

1. Short-term benefits —> Long-term consequences

2. Short-term consequences —> Long-term benefits

We must shift from #1 to #2 to improve physical and mental health, relationships, and financial outcomes.

What keeps us from flipping this mindset?

I can’t wait to become an accredited investor!

So I can keep investing the same way I did up to that point.

If someone claims they have “secrets of the wealthy,” they seek to make their wealth from you.

Be passive with your investments so you can be more active with your life.

Would you like to learn more about the Measure Twice Planners community for financial advisors?

• Connect with over 400 other aspiring and current financial planners

• Watch over 50 hours of educational lessons across numerous planning areas

• Learn my entire financial…

Personal finance media is often filled with one-size-fits-all frameworks and rules of thumb that take the 'personal' out of personal finance.

1. DIY investors are taught to save 10 percent to 15 percent of their income in retirement accounts, as if retirement savings should be…

1. Direct Indexing
2. Permanent Life Insurance

👆🏼Two things 90% of people shouldn't implement.

If you're feeling generous this tax season, you can donate your refund to the US government!

It feels good to give to charity. ❤️

fiscal.treasury.gov/public/gifts-t…

A fixed mortgage payment is a hedge against future (renting) inflation.

Also, rent pays someone else’s mortgage.

A primary residence is a lifestyle decision, first and foremost. There is nothing “wrong” with buying or renting.

Are there any expenses on your credit card statement that others might assume are a waste of money?

My examples:

I buy audiobooks for $10+ each when I can get them from the library for free.

I pay for YouTube Premium to skip commercials (but watch even more garbage) 🤣

If you're questioning whether you should make a backdoor Roth IRA contribution…

I hope you already have the fundamentals in place:

1. Emergency savings
2. Appropriate insurance coverage
3. Debt repayment strategy
4. Intentional spending practice

If you’re not trying to gather assets from the top 10%, you’ve got no competition when providing real financial advice to the other 90%.

Add tax planning to that, and you’re a relative unicorn!! 🦄

Do you want to launch an educational video course for your specific niche?

Here's the process I used to create my recent course: youtu.be/xwfxaqInQsA?si…

When you realize the first influencers you followed were your parents…

🤯

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