🔔 ECB’s Piero Cipollone alerts to potential iPhone issues with offline digital euro payments

📱 Concerns focus on Apple’s limited third-party access to the secure element, crucial for CBDC operations

💶 Stay tuned as tech meets finance in the evolution of digital currencies

🎙️ Previously on the Fintech One on One 🌟

Mark Gould on Fed Now's journey & growth!

🔹 Success & challenges since launch
🔹 Current adoption stats & operations
🔹 Instant Payments on the horizon

Listen to the episode now wherever you get your podcasts!

🚨 Ethereum ($ETH) classified as a security by SEC, according to new details from a Consensys lawsuit.

📉 SEC’s formal order from March 2023 targets ETH trading activities.

🔍 Increased scrutiny post-Ethereum Merge
👨‍⚖️ Ongoing debate: Commodity vs. Security

🚨 Breaking: Fulton Bank takes over Republic First Bank assets & deposits after FDIC intervention.

A strategic acquisition amid 2024’s first bank failure, bolstering Fulton's assets by $5.2B and handling $5.6B in liabilities. 🏦💼

🔍 Addressing regional banking challenges

🚨 Custodia appeals court decision backing the Fed's refusal of their master account.

💼 A crucial moment for #crypto banking, touching on regulatory challenges.

👩‍⚖️ Judge cites risks of deregulation
🔄 Custodia fights for direct Fed access
⚖️ Legal fee dispute continues

🌟 On Fintech One-on-One - Fintech innovation shines in LATAM 🚀

Daniela Binatti of Pismo discusses its $1B acquisition by Visa

👨‍👩‍👧The family story behind Pismo
💳Key offerings & major partnerships
🌐Visa’s boost & future innovation

Listen now, wherever you get your podcasts!

🚀 Visa's Q2 earnings soar with a 10% jump in net revenue to $8.8B & a 17% increase in net income, driven by robust U.S. consumer spending! 📈💳

📊 Key gains:

- 11% rise in processed transactions.
- 8% growth in payment volumes.
- 16% increase in cross-border volume.

🚀 Big news for SMBs! HubSpot partners with @Stripe to revolutionize digital payments & billing.

🌐💡 This game-changing integration simplifies everything from CRM to accounts receivable, empowering SMBs to focus on growth, not just management.

🔄 Tannenbaum reunites with Cagney at Figure, aiming to transform private credit markets. 🏡💳

✨ From Brex to Figure:

- Led as COO
- Now steering new tech in HELOC lending

🤖💡 Launched AI chatbot for faster loan processing!

🚀 Digital banking investment skyrockets 📈 but challenges loom! #DigitalBanking #Fintech

🔻 Productivity halves since 2021
🔻 Drop in digital account openings for 2nd year
🔻 Decline in bill pay & minimal P2P transactions

🔺 Mobile deposit & pay adoption grows!

🚨 Today at 2 PM: Tighten your onboarding process with our webinar -

How to Maximize Conversions, Minimize Fraud at Account Opening

📱Identify risky numbers
🚫 Proactively block fraud
✅ Boost good user conversions
🔍 Risk assess @ signup

Register here: buff.ly/3UQYseB

🚀 Square merchants can now convert 1-10% of daily sales into $BTC, directly through Cash App. Rolling out in the U.S. today!

✅ Automatic conversions at day's end
✅ Flexibility to send or sell BTC anytime
✅ Aimed at economic empowerment & business diversification

🌟Klarna teams up with Uber to power payments in the US, Germany, & Sweden.

📱💳 This strategic move integrates Klarna’s “Pay Now” option, offering a seamless way to manage and track rides and food orders. 🚗🍔

🔒 Navigating customer onboarding in fintech & banking? It's all about balance! Join our webinar to master:

📱 Segment risky numbers
🚫 Block fraudsters early
✅ Convert more good users
🔍 Assess risks at account opening

Register Here: buff.ly/3QrQrtX

🚀 New survey from PayNearMe shows a surge in demand for digital payment options in loan repayments! 📱💳

59% prefer using digital wallets, up from 37%.
51% report stress in loan payments.
69% value personalized experiences.

🔍 Data is key in the payments world! Proper data use boosts customer experience, reduces fraud, and streamlines operations. 💳

📈 From preventing losses to enhancing transaction accuracy, robust data handling is crucial for PSPs and merchants.

Let's optimize payments together!

🚀 @Pipe launches a game-changing Capital-as-a-Service offering, targeting SMBs beyond traditional models.

📈💼 A vital move to support the backbone of the US economy!

🔍 Focusing on charge-based revenue, Pipe aims to fill the critical financing gap faced by SMBs.

🔍 BNPL's growing popularity prompts a potential shift in credit reporting! Apple leads by starting to report Apple Pay Later loans to Experian. 🍏💳

🚫 Other BNPL giants hesitate, fearing impact on consumer credit scores. Talks of a BNPL-specific credit bureau are underway! 🔄

📉 Goldman Sachs sells Marcus Invest to Betterment, refining its focus in consumer banking.

🏦💼 Marcus Deposits remains a priority, managing $100B+ with over 3M customers!

🚀 Betterment, the largest US independent digital advisor, to enhance services for new customers.

🚀 Walmart shakes up the BNPL market with One, challenging Affirm right in its aisles!

💳 Big moves in financial services aimed at enriching customer experiences.

🎯 From stealth to the forefront, One aims to become a financial superapp under Walmart's vast umbrella.