Clayton Howes (@claytonhowes) 's Twitter Profile
Clayton Howes

@claytonhowes

Co-founder and CEO of Australian FinTech disruptor @MONEYME, challenging the traditional way of credit.

ID: 1399591681

calendar_today03-05-2013 12:01:35

154 Tweet

224 Followers

114 Following

Clayton Howes (@claytonhowes) 's Twitter Profile Photo

2020 and 2021 were two opportunistic years for fintechs, but 2022 will be the year where we'll see which businesses have what it takes to continue to grow and disrupt the incumbents.

Clayton Howes (@claytonhowes) 's Twitter Profile Photo

Data-first: A little cherry on top of the SocietyOne deal is the data we now have access to. Any data analyst knows that a model is only as good as the data being used to test it on. $2b worth of customer origination data now available to our engineers to work with.

Clayton Howes (@claytonhowes) 's Twitter Profile Photo

Australian personal loan data looking very promising. June lockdown impacted car loans but that seems to be recovering while personal loan growth accelerating too. Setting up to be a great 2022 for MoneyMe.

Australian personal loan data looking very promising. June lockdown impacted car loans but that seems to be recovering while personal loan growth accelerating too. Setting up to be a great 2022 for MoneyMe.
Clayton Howes (@claytonhowes) 's Twitter Profile Photo

Inflation finally seeming to rear its head, mainly made up of freight costs, labour shortages, oil prices and dwelling costs. Maybe a surprise rate hike in 2022?afr.com/policy/economy…

The Market Online AU (@marketonlineau) 's Twitter Profile Photo

@MoneyMe (#ASX: $MME) announces a 108 per cent year-on-year (YoY) revenue increase to a record $25 million in the December quarter. themarketherald.com.au/moneyme-asxmme…

Clayton Howes (@claytonhowes) 's Twitter Profile Photo

Proud of our 2Q22 trading update today. We've achieved an #Autopay milestone - it now accounts for 25% of our total receivables. That's 200% growth just this quarter! Incredible stuff

Proud of our 2Q22 trading update today. We've achieved an #Autopay milestone - it now accounts for 25% of our total receivables. That's 200% growth just this quarter! Incredible stuff
Clayton Howes (@claytonhowes) 's Twitter Profile Photo

We also saw this past quarter, a 20% drop in net charge offs from 5%-4%. While that might not seem like much, that’s $1m a year of savings added to our net profit before tax.

Clayton Howes (@claytonhowes) 's Twitter Profile Photo

People sometimes ask why we consider speed such an advantage. It allows us to get money in the hands of people who need it urgently, with no hassle, 7 days a week. That’s our edge.

Clayton Howes (@claytonhowes) 's Twitter Profile Photo

Great to see that @MoneyMe has been named by RBC Capital Market as their top pick in the Fintech space. Give this article a read if you're interested in having an insight into what to expect in the market in 2022, great story Alex Gluyas. afr.com/markets/equity…

Clayton Howes (@claytonhowes) 's Twitter Profile Photo

Proud of MONEYME Limited and its shareholders for changing the company constitution to cement #sustainable business practices into our purpose. #ESG #accountability #moneyme theaustralian.com.au/business/stock…

Clayton Howes (@claytonhowes) 's Twitter Profile Photo

Had a great discussion with Joyce Moullakis at the The Australian about how #creditregulation needs to evolve to close the current gap in #bnpl credit reporting, ensure accurate credit assessments & level the playing field in the #lending industry. theaustralian.com.au/business/finan…

Broker Daily (@brokerdailyau) 's Twitter Profile Photo

Several lenders, including MONEYME Limited and CBA Newsroom have said they believe buy now, pay later products and providers should be regulated #BNPL ow.ly/39fR50MxlVk@

MONEYME Limited (@moneyme) 's Twitter Profile Photo

We're pleased to announce MONEYME Limited has returned to statutory #profits ahead of target, with record >$8m NPAT and >$117m gross revenue for 1H23. Full-year revenue target upgraded to >$220m. Read the 2Q23 trading update: bit.ly/3wEvcuq $MME #profitability #ausfintech

We're pleased to announce <a href="/MONEYME/">MONEYME Limited</a> has returned to statutory #profits ahead of target, with record &gt;$8m NPAT and &gt;$117m gross revenue for 1H23. Full-year revenue target upgraded to &gt;$220m. Read the 2Q23 trading update: bit.ly/3wEvcuq $MME #profitability #ausfintech
MONEYME Limited (@moneyme) 's Twitter Profile Photo

Rising interest rates have put pressure on borrowers, but also lenders. Speaking to @Stockhead, CEO Clayton Howes explains why RBA's rate pause is welcome news for non-bank lenders like us and what it takes to navigate uncertain times. #fintech #cashrate stockhead.com.au/tech/why-these…

Stockhead (@stockheadau) 's Twitter Profile Photo

‘From high growth to profit delivery’: MoneyMe achieves record $239m revenue in FY23 bit.ly/44y0kKJ #ad #ASX #ASX200 $MME MONEYME Limited

‘From high growth to profit delivery’: MoneyMe achieves record $239m revenue in FY23 bit.ly/44y0kKJ #ad #ASX #ASX200 $MME <a href="/MONEYME/">MONEYME Limited</a>