One reason why I went with a 3-year fixed rate when our mortgage renewed last month is that rates could absolutely stay higher for longer and forecasted cuts keep getting pushed back. I’d feel much better going variable after seeing at least one cut theglobeandmail.com/investing/mark…

There's a loyalty arms race and depending on how you play with your rewards, you come out ahead. My latest for the Globe and Mail.

theglobeandmail.com/investing/pers…

Your investment portfolio is more like your favorite sports team but not in the way you think.

A thread.

Prospective client wants a discount because their situation, “isn’t that complicated.”

Sure, can I give you 50% of my effort and only half of my recommendations?

The proposed capital gains inclusion rate presents an opportunity for thoughtful planning for corporations.

Realizing capital gains before June 25, and then using capital dividends to reduce personal taxes may be a favourable trade-off.

With Loonie Doctor in Advisor.ca ↓

Retirement Assumptions: Will They Make An Ass Out Of You Or Me? boomerandecho.com/retirement-ass…

There’s room for good financial planning - and for error - before the June 25 capital-gains tax change via ⁦Benjamin Felix⁩ theglobeandmail.com/investing/pers…

New report from National Institute on Ageing 🇨🇦 today suggests that we update our representation of retirement income.

Just like building a house, setting a solid foundation of lifetime income is critical to a secure retirement.

Guide:
'How to draw down a $200k RESP over a 4 year university program'

Let's say you front loaded your RESP, and years later you have $200k.... how do you get the money out?
Thread👇

Two years ago I realized that I needed to level up my financial planning knowledge.

I had already completed the CFP program, and was working on complex client cases, but I needed to learn more.

Here's what I did:

Incorporated business owners and professionals will not want to miss this webinar.

It covers:

-Salary vs. dividends
-Notional accounts (CDA, RDTOH, GRIP)
-Managing the passive income limit

Link ↓

“Don’t be a weirdo.”

Take advantage of your employer-matching savings plans