A10: #TeachChildrenToSave Day is happening tomorrow! To mark the day, check out the ABA Foundation’s personal finance tips for young children: aba.social/3t97aqo #CreditChat

A9: Identifying the features and qualities most important to you and aligning those with whatever tool or resource you use, will ensure the best avenue to success. Don’t be afraid to adjust as financial situations change. #CreditChat

A8: The ABA Foundation works in lockstep with banking partners to support consumers in need of financial counseling services. Learn about resources here: aba.social/3VZbwPT #CreditChat

A7: The ABA Foundation offers separate programming for children, young adults, seniors, and more because the financial situations people face often vary with age. This makes programs more impactful. Learn about the ABA Foundation’s programming: aba.social/3xP8YJT #CreditChat

A6: It’s important to find out what works best for you and your needs. Consider the following:
🔹Format
🔹Price
🔹Integrations
🔹Reporting
🔹Support
#CreditChat

A5: The longer you go without a late payment or other negative information, the more your score will improve. Banks offer bill pay services that can help ensure your bills are paid on time. Consistency is key.

Learn more about credit scores: aba.social/4aEwDvL #CreditChat

A4: Having a budget is an important first step in planning savings. The ABA Foundation’s #GetSmartAboutCredit budgeting worksheet can help young people as they develop their first budgets. Download it here: aba.social/46no9WT #CreditChat

A3: Banks across the country are registered for the ABA Foundation’s financial education programs and can make free presentations to their communities. Request a presentation from a bank near you: aba.social/3H4yix6 #CreditChat

A2: It’s never too early to #TeachChildrenToSave . The ABA Foundation’s Reading Pays book poster features book titles to inspire students of all ages to become strong readers and smart money managers. Download it here: aba.social/3wO2BX6 #CreditChat

A1: Our ABA website features a variety of financial calculators that can help you make decisions for a number of situations, from home financing to retirement. You can access them here: aba.social/3UhTFRU #CreditChat

We hope you will join us for #CreditChat today at 3PM ET! #FinancialLiteracyMonth

Carving out small banks from new fee caps is a myth as this survey shows. ABA has warned regulators that community banks will need to match their larger peers for competitive reasons. Consumers will lose through reduced product offerings, higher fees and less access to credit.

“The banking sector remained sound and resilient overall, and most banks continued to report capital levels well above regulatory requirements.” #AmericasBanks

ABA staff recently led financial literacy lessons for middle school students at JA of Greater Washington's Finance Park to celebrate #FinancialLiteracyMonth and the ABA Foundation's #TeachChildrenToSave program. 📚 Thank you to our volunteers!

ICYMI - Mark Schauer is spot on: when the Federal Reserve capped debit interchange 10 yrs ago “ATM fees increased, free checking accounts were severely restricted, and monthly balance requirements were hiked” We agree - capping debit interchange further would be a terrible mistake.

“I think 90 years of subsidies is enough. If you can’t exist for 90 years without a subsidy, shame on you.” ABA agrees with Tax Foundation's Scott Hodge's recent comments on credit unions.

Read more: aba.social/4axLkQU